
42:33
There will always be a job for you if you are in the healthcare field such as a Doctor, Nurse, Xray technician, etc.

51:15
Thank you Dr. Bianka for paying it forward by mentoring young students in MANA and by speaking to our students at HWNT.

51:54
Thank you Dr. Bianka Soria-Olmos!

52:06
Thank you!

52:09
Thank you, Bianka!!!

52:22
Thank you!!!

52:25
Thank you!!

52:26
Thank you !

52:29
Thank you Bianka!

52:32
Thank you, Bianka!

52:35
thank you

52:35
thank you

52:40
Great Story

52:43
thank you!

52:44
thank you!

52:46
thank u

52:48
thank you! i also want to become a pediatrician. i'm looking forward to the next 11 years :)

52:48
Appreciate D. Bianca's HER Story! Inspiring.

52:49
Thanks for sharing your time and your story Dr. Bianka!

52:54
Thank you!

52:57
thank you

54:00
Appreciate Dr. Bianka sharing her story. She's an inspiration and proof that with hard work and dedication our LIP students can achieve GREAT things!

54:40
You are very welcome, always a pleasure!

55:15
me too

55:38
i can't hear it very well either

56:00
It is very choppy

56:01
chopping agai9n

57:19
Sometimes only sharing the screen and shutting down video helps with capacity.

59:16
it sounds good

59:46
Great Example of Problem Solving Skill under pressure

01:11:27
My husband graduated from the Education School in 1974 and is still teaching after 47 years at FWISD and now he is at TCC. My middle daughter transferred to TCU and graduated as Nurse in 2005. My youngest graduated with a Fine Arts Degree and is now working at UTA. Let me know if you need to speak to any of them. 817-360-1256

01:13:35
Thank you, Ariela!

01:13:36
Thank you Ariela for joining us...even from vacay!

01:13:37
Thank you!

01:13:37
thank u

01:13:43
Thank youuu

01:13:48
Thank you - such good info on a University right in our backyard!

01:14:20
Engaging TCU Presentation. Thank you.

01:14:22
Hello!

01:14:43
Thank you for your time!

01:14:52
when will TCU give back financial aid support?

01:15:06
How was your experience as a transfer student?

01:15:40
financialaid@tcu.edu

01:15:58
If we interview for scholarships with TCU, when will we know whether or not we have qualified?

01:16:14
yes!

01:16:22
first on why you said!

01:16:26
what*

01:17:26
Answered my question! Thank you so much 👍🏼

01:19:09
@Isabella most of the competitive scholarships will be awarded in March.

01:19:23
Hi,so I had a problem with tcu... I had turned everything in but my TASFA was “awaiting” on my status even though I turned it in. Eventually we found out we were missing some other documents. Me and another girl were penalized because of this reason.Can we do something about this?

01:19:53
Is It too late to still apply for undergraduate?

01:20:37
Thank you!

01:20:40
@Nayeli, we have not awarded anything yet, so please complete the missing pieces and we will prepare an aid award for you!

01:20:56
M.castro@tcu.edu if I can help as well.

01:23:31
For my Group Leaders, I will be dividing you into smaller breakout rooms during the time of the Ice breaker.25 min Ice-Breaker.You will help facilitate and engage the LIP studentsby asking the following question:What was the highlight of your winter break?What was the downside of your winter break?What is something you are looking forward to this semester?Who has been your silent hero for your senior year?Please finishing answering the question, before you go to the next question. If a student feels uncomfortable answering the question, let them know they can SKIP. If you finish early, ask them if they have started the scholarship application and have completed the following survey: https://hwntfw.formstack.com/forms/update_2021.If they have not completed it and you have time, have them complete it.I will be jumping into groups to see if ya'll have questions. Also do not forget to take pictures!

01:52:25
Please send questions to me in the chat. Kristen will present and I will mind the chat.

01:55:01
yes

01:55:04
yes

01:55:13
yes

01:56:25
I will be sharing resources on the topics as Kristen presents them. Please download them so you have access after today's meeting concludes.

01:56:45
What is a checking account?

02:00:09
how can one change their pin number?

02:00:10
A PIN is a Personal Identification Number that you will need to input when making purchases using your debit card. Usually 4-6 digits. Never share this information with ANYONE.

02:02:21
what is the difference between a regular bank and a credit union?

02:07:00
bills

02:07:17
clothes

02:07:20
a phone

02:07:22
shoes

02:07:28
brand name shoes*

02:07:33
need

02:07:36
If you are not currently banking, please consider a free account at Frost. If you are 25 and under you are invited to bank with us for no cost.

02:08:11
What are the requirements for a credit card?

02:09:18
a plan for your money

02:09:26
A spending plan/limit

02:10:16
If you don't have a budget. Try using this one.

02:10:46
It's a great way to start. You can also consider using an app if that's easier for you. There are a lot of good, free options out there.

02:12:19
good

02:12:22
Depends on how you manage it

02:12:23
both

02:12:27
It is good if used correctly

02:13:08
Use do not ABuse!

02:13:42
how does one get a credit card?

02:14:46
Are there any apps you recommend to check and keep track of your credit?

02:16:18
How long does it take to establish credit?

02:16:22
what do you do if you co-sign and the other individual ruins your credit?

02:16:28
How do you build credit?

02:19:20
Are Student Credit Cards a good option to start credit?

02:19:56
Isn’t there a way to start building my credit right now using my mom’s credit?

02:20:35
what's a student credit card?

02:24:24
Credit.com and CreditKarma.com will allow you to see your credit score, the 3 digit number that can range from 300-850.

02:24:35
Average credit score in the US is 689.

02:25:04
what is the process to freeze credit and would you recomend it?

02:25:08
Please don't make the same mistakes that we have made. And thank you to Frost, Roxanna and Kristen

02:25:21
AnnualCreditReport.com gives you your credit report, the detailed list of your credit history.

02:28:49
What’s the best/ fastest way to pay back student loans?

02:30:26
"Lifestyle Creep" that's an excellent term!

02:30:41
Melissa, don’t pay back just the minimum payment. Pay back as much as you can afford every month. I paid double and paid back in 3 years.

02:30:49
Great advice!

02:30:55
thank you!

02:31:34
Thank you guys for your interest and for your attention. Great questions. Would love to share more, so please hit us up. :-)

02:31:35
If you need a student loan for a semester...work during the summer and pay it off

02:32:35
Great team work Kristen and Rosanna!

02:32:43
thank you all so much for listening today!!

02:34:31
This is great information - Thank you Kristen and Rosanna!

02:34:48
thank you so much!

02:34:56
Thank you !

02:35:02
thank you!!

02:35:03
Thank you!

02:35:08
thank you :)

02:35:08
thank you:)

02:35:12
thank you!

02:35:19
thank you!

02:35:19
Thank you

02:35:21
Thank you!

02:35:25
Thank you!

02:35:26
Thanks for your engagement ladies. Loved it!

02:37:26
Cynthia has a powerful story. Coming from Diamond Hill.

02:37:40
TCU TRiO is an amazing village of supportive, like minded folks.

02:39:59
TRIO is part of several college campuses and it was definitely a place of support, comfort, and motivation! Look for it wherever you attend!

02:43:35
I got all the credit cards and it took forever to pay back. We are here to tell you don't do it. Learn from us!

02:46:48
Please refer to all the great resources Rosanna posted or that Melissa will share later. We are happy to meet with you or talk to you more later. :)

02:48:45
🤣😂

02:49:44
I’m so sorry that I have to leave early this morning, thank you for your advice and stories Cynthia:)

02:51:00
All the docs from our last presentation are here: http://www.lipfw.org/activities.html

02:52:08
The session is being recorded. If you must leave early., please, find the video later and watch the portion you missed.

02:52:53
I will post the video on the same page, since the next presentation we will be super super important for you!

02:54:49
Amen Cynthia

02:55:08
ENDEAVOR TO PERSEVERE!!

02:56:05
Definitely! It's such a good life skill to be able to pick yourself up after a disappointment.

02:57:40
Often, as Latina women, we are conditioned not to make waves.

02:58:09
But as Cynthia says, you don't get what you ask for.

02:58:52
You don't get what you DON'T ask for. :-)

02:59:23
That is what HWNT is here...ask questions, ask for help!!!

03:00:55
Such great advice, Cynthia!

03:02:38
Thanks, Cynthia!!….and CONGRATULATIONS on your wedding engagement!

03:02:56
Thanks, Frost Bank/Kristen and Rosanna!

03:03:30
Can't see it

03:04:07
Celebrate every victory!

03:04:12
I want to celebrate everything in life like that!! haha!

03:04:19
Thank you Victoria!

03:04:50
Thank you Cynthia (Twin)

03:05:03
My New Quote: "Bother Me!"Today is a New Day to continue our successes! Thank you Cynthia!!!! Celebrate the Victories!

03:05:04
Great tips!

03:05:15
This is great, Cynthia! You are such a great cheerleader for students!

03:05:24
thank you Cynthia !

03:05:27
Thank you!

03:05:28
Thank you so much!

03:05:29
thank you so much !

03:05:31
Thank you!!

03:05:33
thank you for presenting

03:05:34
thank youuu

03:05:38
thank you so so much!!

03:05:47
thank you so much

03:05:48
Thank you for your advices Cynthia!!

03:05:52
thank you so much

03:06:02
c.montes@tcu.edu Cynthia Montes

03:06:02
c.montes@tcu.edu

03:06:18
Offices for Resources

03:06:25
Thank you! Loved the new moto "Bother y'all"

03:06:58
Cynthia Montes - Great Job!!!!!!

03:07:19
Thank you so much!

03:07:19
Bother HWNT ladies anytime 🤣😂

03:07:43
Student Support Services

03:07:57
Office of Inclusiveness and Intercultural Services

03:08:12
Student Development Services

03:08:57
thank you

03:13:03
I hope you get better fast!

03:13:07
Get well soon!

03:13:12
Wow Martina! You are the Real MVP!

03:13:26
Get well soon! We need you !!!

03:13:46
That is such good news! More scholarship money!

03:13:48
I hope you feel better soon!

03:14:09
http://www.lipfw.org/lip-scholarship.html

03:14:17
LIP scholarship ^

03:14:20
website

03:14:22
thank you for the link

03:15:39
Meee

03:16:14
It has to be MAILED.

03:16:40
Where do we need to mail it?

03:16:50
Address is on the website

03:17:02
Scroll all the way to the bottom

03:17:22
Do we need to mail all the documents to the address.

03:17:23
what if we cant take the test until March?

03:17:42
meee

03:18:38
On the online application, you will be able to upload certain documents. Character Reference Form will be mailed.

03:18:50
HWNT's address is PO Box 1523, Fort Worth, TX 76101.

03:19:42
Does it have to be official transcript??

03:21:06
Essay limit is 500 words, not 250, correct?

03:21:24
I should have said min. 500 words on essary.

03:21:36
yes

03:21:53
250 word limit for certain questions, and the essay is 500 words

03:22:53
Thanks for the clarification Melissa!

03:24:31
Who can we ask for the reference letter?

03:25:04
That is the only thing that is going to be mailed correct?

03:25:19
the rest of the application is to be submitted online?

03:25:35
Teachers, Pastors, Bosses, Mentors, Coaches etc

03:27:47
can you stop and resume the application?

03:28:00
or does it have to be completed in one sitting?

03:28:06
TIP: It's also a good idea to give your references a copy of your resume so they can recollect their what extracurricular activities you are involved in. Teachers especially have A LOT of students to recall, help them out!

03:28:23
NA - not applicable

03:29:01
Will it be first come first serve? or will the applications be reviewed at the same time?

03:30:20
Evaluated at the same time.

03:30:21
how would we provide a copy of our sat scores? would we take a picture of the physical paper that displays our score or print a page of the score online?

03:30:35
If we get a paper transcript from our school can we just take a picture of it and upload it to the application? And what if we have the unweighted GPA only?

03:31:38
what if we haven’t taken our SAT?

03:31:38
Download your test scores from the testing website and upload

03:33:19
we would only need at least one of the two scores? either sat or act? how come both of them are required since I haven't taken my act?

03:33:49
If you did community service in the summer 2020, could I make the formstack?

03:36:16
Is there a word limit or MAX on the short answers

03:36:26
Reminder - leadership doesn't always carry a leader title!

03:36:41
yes it tells you on the prompt. (25o word min)

03:37:39
Great session Ladies! Thank you!

03:38:45
Is it 2 or 3 references total?

03:39:15
are the reference's address supposed to be the address from where they sent their form and letter?

03:39:22
More is Always Better

03:39:37
so it can’t be a friend?

03:39:59
what id my references aren’t comfortable with letting the applicants know their address because of privacy reasons?

03:40:05
if*

03:40:40
is it okay if i mail if for them?

03:40:40
Does the reference’s have to be in the form or can It be a letter they previously made?

03:42:02
would you also like our college transcripts?

03:42:13
If we get a paper transcript from our school can we just take a picture of it and upload it to the application? And what if we have the unweighted GPA only?

03:42:23
my school does not rank, but can our ACT/SAT score substitute

03:42:53
if we its from Onramps do we talk to UT or a counselor?

03:43:00
^

03:44:26
https://onramps.utexas.edu/resources/transcripts/

03:44:49
There is a $20 charge for transcripts from OnRamps

03:45:10
I am not sure on that…

03:45:17
They may have a student portal for that...

03:45:17
There is also a fee for TCC transcripts

03:45:24
I believe for tcc there a fee as well

03:46:10
I took an onramps course one year did y’all want the transcript for that as well ?

03:46:38
Do I need to have a tcc transcript for dual credit even if my dual credit grades are on my official transcript?

03:48:00
What if the letter of recommendations arrive before the application is done?

03:48:15
If we get a paper transcript from our school can we just take a picture of it and upload it to the application?

03:48:58
There are apps that give you a free pdf scan where you can take a picture and turn into a pdf

03:49:16
https://www.camscanner.com/

03:49:32
If on our FWISD transcript it has our Dual Credit classes, but does not specify which classes are DC, should we submit TCC transcript as well?

03:49:36
Cam scanner is a great app I use it a lot

03:49:41
MAKE SURE TO COMPLETE THIS SURVEY IF YOU HAVE NOT ALREADY: https://hwntfw.formstack.com/forms/update_2021

03:49:53
genius scan is a good app also

03:50:22
Scanning is an intrinsic feature of iPhone.

03:51:15
Students have not yet been notified of interview selection for Community Scholars.

03:53:05
So we can use this scholarship for any academic expense like dorms

03:53:39
To scan on iPhone: Go to Notes. Pick the 'write' icon then Scan Documents, third option.

03:55:37
This is such a good walk-thru. I feel very informed on what is being required

03:56:26
what would you say is the most important when it comes to the selection part?

03:57:09
MAKE SURE TO COMPLETE THIS SURVEY IF YOU HAVE NOT ALREADY: https://hwntfw.formstack.com/forms/update_2021

03:58:19
Great job Martina! I'm excited to start helping with scholarship review for LIP class of 2021.

04:01:57
Thank you Martina, you did an excellent job on your presentation even if you have COVID. Hopefully, you will have a speedy recovery. God Bless You!

04:02:09
is the community scholars application closed already?

04:06:12
Definitely post your test results for the credit, even if you are not happy with the score!

04:06:22
^yes!

04:06:30
MAKE SURE TO COMPLETE THIS SURVEY IF YOU HAVE NOT ALREADY: https://hwntfw.formstack.com/forms/update_2021

04:06:41
I have information about Dual Credit and OnRamps at FWISD. Let me know if you still need information. Your Counselor can guide you

04:07:05
Good Luck @Nicole Quintero

04:08:10
how do you get full ride to colleges if you are a valedictorian? I have applied to universities but none mention the full ride.

04:08:11
Signing off now. Great session!!

04:09:30
Thank you Mandy

04:09:38
If you are val or sal: read this : https://tea.texas.gov/academics/graduation-information/highest-ranking-graduate

04:15:06
Congratulations to the winners!

04:15:14
do I email my address to Melissa then?

04:15:30
Thank you so much!

04:15:43
Thank you !

04:15:45
Thank you!

04:15:45
We love you Victoria Herrera and thank you for your support

04:15:47
thank you!

04:15:50
Thank you!!

04:15:52
thank you so much!!

04:15:53
Thank you tons!!

04:15:56
thank you!!!!

04:15:58
Thank you!!

04:15:58
Thank you!

04:16:02
Thank youuu

04:16:06
Thank you so much!

04:16:06
thank you 😗✌🏽

04:16:15
Have a great day!

04:16:15
Thank youuu!!!

04:16:16
Thank You!!!

04:16:17
Thank you so much!!!!

04:16:18
Bye everyone have a great weekend!

04:16:30
Thank you to everyone!

04:16:31
Thank you to all the speakers and facilitators!

04:16:34
Thank you so much! and HAPPY NEW YEARS TO ALL lovely latinas 🥳

04:16:36
I have a question about FAFSA

04:16:36
thank you ladies!! and a happy birthday to one of the mentors daisy castro!

04:16:41
thank you